Your Risk, Our Responsibility
By Arbanus Kimenye, Founder & CEO – Surefront Insurance Brokers Ltd
Insurance plays a silent but powerful role in our daily lives. Whether it’s the car you drive, the home you live in, or the medical care your family depends on, the peace of mind that comes from knowing you’re covered cannot be overstated.
Yet, many people buy insurance simply because it’s required — without taking time to understand what their cover actually entails. At Surefront Insurance Brokers Ltd, we believe that good insurance starts with knowledge. The more you understand your policy, the better protected you are when life happens.
Motor insurance protects you against third-party liabilities, theft, fire, and accidental damage, depending on the level of cover you choose. It’s important to note that there are different types of motor insurance: private vehicles, commercial vehicles, public service vehicles (PSVs), and special types such as tractors or heavy equipment. Each of these categories carries its own risks and policy conditions. Choosing the correct one ensures you’re adequately protected in the event of an accident, theft, or damage.
At Surefront, we take time to help clients understand not just the price, but the scope of protection — because the cheapest policy is not always the best one. We’re committed to guiding Kenyans seeking reliable motor insurance in Kenya through personalized, transparent advice.
Medical insurance cushions you from unexpected medical expenses, giving you access to quality healthcare when you need it most. When selecting a medical plan, key areas to review include inpatient limits (hospital admission), outpatient services, optical and dental benefits, maternity and chronic illness coverage, and waiting periods or exclusions, especially for pre-existing conditions.
A clear understanding of these details helps avoid disappointments when seeking treatment. At Surefront, we partner with leading health insurers in Kenya to give you transparent and flexible medical insurance options tailored to your family or business needs.
Your home is more than a building — it’s your space of comfort and memories. A Domestic Package (Home Insurance) protects your house and belongings against fire, theft, flooding, or other unforeseen risks. It can also cover domestic workers and include personal liability cover for accidents that occur within your compound.
Most domestic policies are divided into sections, commonly Section B and Section C. Section B covers buildings and fixed structures, while Section C covers household contents such as TVs, electronics, and personal items. Many homeowners only discover during a claim that their items were listed under the wrong section. For example, TVs and electronics should be insured under Section C, not Section B. At Surefront, we make sure such details are properly handled — so your claims process is smooth and fair.
The insurance industry in Kenya is competitive, and products may look similar on paper. But real value lies in an insurer’s responsiveness, claim settlement record, and customer experience. At Surefront, we continuously assess insurers based on their claims turnaround time, financial strength, customer service quality, and digital capabilities for easier access and communication. This helps us match each client with an insurer whose service philosophy aligns with their expectations — because good insurance is not just about the cover, it’s about the people behind it.
Our promise at Surefront Insurance Brokers Ltd is simple:
- Clarity – We explain your policy in language you understand.
- Choice – We give you options across multiple insurers.
- Care – We stand with you before, during, and after the claim.
Insurance should never be complicated or intimidating. With the right guidance, it becomes a tool for confidence, stability, and long-term financial security.
Understanding your insurance is the first step towards being truly protected. Whether you’re insuring your vehicle, your health, or your home, make it a point to know what’s covered — and who’s standing behind that promise. At Surefront Insurance Brokers Ltd, we don’t just sell policies — we build trust, one client at a time.
For a personalized review of your insurance needs, reach out to us today.
📧 info@surefrontinsurance.com | 🌐 www.surefrontinsurance.com
Arbanus Kimenye is the Founder, CEO & Principal Officer of Surefront Insurance Brokers Ltd, a licensed insurance intermediary in Kenya dedicated to simplifying and transforming insurance access for individuals and businesses.
